A-25, r. 4 - Direct Compensation Agreement for the Settlement of Automobile Claims

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1. In this Agreement, unless otherwise provided,
Act” means the Automobile Insurance Act (chapter A-25).
Collision” means
(a)  contact (including any type of impact) between 2 or more vehicles or parts of vehicle being detached without the involvement of the insured;
(b)  contact (including any type of impact) between the vehicle and the load of another vehicle while being transported by, falling from or fallen from such vehicle;
(c)  contact (including any type of impact) between 2 or more vehicles attached to each other and caused by a jack-knife.
Damage” means
(a)  any damage caused to the insured vehicle;
(b)  loss of use;
(c)  loss of or damage to property owned by the insured while being transported in the vehicle.
Load” means any property in, on, or transported by an automobile.
Owner” means a person who acquires or possesses an automobile under a title of ownership, under a title involving a condition or a term giving him the right to become the owner thereof, or under a title giving him the right to use it as the owner thereof charged to deliver over, and a person who leases an automobile for a period of not less than one year.
Vehicle” means an automobile as defined in section 1 of the Act.
Decision 2007-03-27, s. 1.